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UK medical insurance for expats & visitors

From vibrant, multicultural cities to a rich history and rolling countryside, the UK has lots to offer. Our private health insurance plans mean you have AXA by your side when you need us, leaving you to make the most of your new life in the UK.

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Avoid NHS waiting lists

The UK's National Health Service (NHS) is known worldwide, but it’s under pressure to meet people’s healthcare demands. With private health insurance plans you can avoid the waiting lists and have your treatment in private hospitals. And whichever one you choose, you’ll find comfortable facilities and you’ll usually have your own private room with an en-suite bathroom.

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Getting treatment

If you need treatment in the UK, we’re here to help - all you need to do is contact us. Because we’re a global business firmly established in the UK, we have developed an extensive network of hospitals and clinics all around the country. That means we can put you in touch with a provider we trust and make sure you have access to the treatment you need, when and where you want it. Whether that’s close to family or near work, you have the flexibility to manage your health around your timetable.

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You choose where you want to go

With our expat health insurance you just choose where you want cover – worldwide or worldwide except the USA. Then you’ll be covered in any country you want to have treatment in. So, if you’d prefer to go back home to see your family dentist, or you want to visit a specialist in another country we can cover the cost of your treatment. Or if you’re traveling for work or spend some of the year in another country, you’ll still be covered.

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We’ll be by your side

As you settle into your new life in the UK, you can feel safe in the knowledge that you’ve got the support of one of the worlds’ largest insurers by your side. We’re part of AXA, who’s been looking after people for over 55 years¹, and our team on experts are here to help you 24/7.

What can my plan cover?

  • Health information
    If you have a medical concern or a question about your medication, you can call our team of medical professionals any time, day or night.
  • Choice of how to manage your plan
    From checking if your treatment is covered on your plan to making a claim, you can talk to us 24/7 or if you’d prefer, you can manage everything online.
  • Double check a diagnosis
    If you ever feel unsure about a diagnosis or treatment plan you’ve received, our Second Medical Opinion service can help bring you peace of mind.
  • Emergency and routine dental care
    You can choose to cover routine care from check-ups to fillings, as well as treatment for any accidental damage to your teeth.
  • Care if you need treatment in an emergency
    If you can’t get the emergency care you need locally, we’ll pay for you to be taken to the nearest centre of medical excellence to get the treatment you need.
  • Pregnancy and childbirth cover
    If you’re thinking of starting a family, our Prestige or Prestige Plus can give you up to £12,000 towards your routine maternity care with the maternity benefit2, including private treatment.

Our plans are designed to cover treatment of conditions you develop after you join. Find out more about how our health plans can support you, or how the UK's healthcare system works.

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Get a quote today

Give us a call on +44 (0)1892 596418*.

Annual Cover

Long-term cover

There’s a lot to consider when moving to another country, but with our annual healthcare plan, you’ll have one less thing to worry about. We’ll help you settle into your new life with the peace of mind that comes from knowing you’ve always got somewhere to turn for help.

Virtual doctor service

Virtual Doctor service from AXA. See a real doctor, virtually anywhere

Whether you’re feeling unwell, have a general worry you’d like to talk about, or just need clarity on something like vaccination requirements our Virtual Doctor service is here for you. You can have a medical consultation with a real doctor wherever you are in the world.

*Lines are open Monday to Friday, 8am-5pm (GMT).

Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.

The Virtual Doctor, Mind Health and Second Medical Opinion services are provided by Teladoc Health.

1AXA group of companies have been providing cross-border health insurance plan since 1963.

2An 18-month waiting period (Moratorium) applies to the pregnancy benefit, which means you’ll need to be covered by us continuously for this length of time before you can claim for it.