Personal

Health cover in the United Kingdom– how it works

From vibrant, multicultural cities to a rich history and rolling countryside, the UK has lots to offer. Our private health insurance plans mean you have AXA by your side when you need us, leaving you to make the most of your new life in the UK.

Avoid NHS waiting lists

The NHS is known worldwide, but it’s under pressure to meet people’s healthcare demands. With private health insurance plans you can avoid the waiting lists and have your treatment in private hospitals. And whichever one you choose, you’ll find comfortable facilities and you’ll usually have your own private room with an en-suite bathroom.

Getting treatment

If you need treatment in the UK, we’re here to help - all you need to do is contact us. Because we’re a global business firmly established in the UK, we have developed an extensive network of hospitals and clinics all around the country. That means we can put you in touch with a provider we trust and make sure you have access to the treatment you need, when and where you want it. Whether that’s close to family or near work, you have the flexibility to manage your health around your timetable.

You choose where you want to go

With our expat health insurance you just choose where you want cover – worldwide or worldwide except the USA. Then you’ll be covered in any country you want to have treatment in. So, if you’d prefer to go back home to see your family dentist, or you want to visit a specialist in another country we can cover the cost of your treatment. Or if you’re traveling for work or spend some of the year in another country, you’ll still be covered.

We’ll be by your side

As you settle into your new life in UK feel safe in the knowledge that you’ve got the support of one of the world’ largest insurers by your side. AXA has been looking after the health cover needs of expats for over 50 years, and our team of experts are here to help you 24/7.

What can my plan cover?

  • Have a health worry
    If you have a medical concern or a question about your medication, you can call our team of medical professionals any time, day or night.
  • Choice of how to manage your plan
    From checking if your treatment is covered on your plan to making a claim, you can talk to us 24/7 or if you’d prefer, you can manage everything online.
  • Double check a diagnosis
    If you’re not sure about a diagnosis or treatment plan and want a second opinion, you can have an independent team of medical experts review your case.
  • Emergency and routine dental care
    You can choose to cover routine care from check-ups to fillings, as well as treatment for any accidental damage to your teeth.
  • Care if you need treatment in an emergency
    If you can’t get the emergency care you need locally, we’ll pay for you to be taken to the nearest centre of medical excellence to get the treatment you need.
  • Pregnancy and childbirth cover
    If you’re thinking of starting a family, our Prestige or Prestige Plus can give you up to £12,000 towards your routine maternity care, including private treatment.

Our plans are designed to cover treatment of conditions you develop after you join. For details about what our plans do and don’t cover visit our How it works page.

Get a quote today

Give us a call on +44 (0)1892 596418*.

Individual Health Plan

Find out more about our health plans

Interested in finding out more about how our global health plans can support you and your family? Whether you’re moving abroad, working overseas or travelling regularly, find out more about what’s covered on our plans and follow our four simple steps to choose the cover you need.


Short term cover

Need cover for 3 to 11 months?

If you’re living or working internationally for less than a year, take a look at our short term International Health Plan. It gives you all the benefits of our Standard cover level, but for a shorter time. So whether you’re only away for a few months, still weighing up your options or you want cover while you apply for your local state healthcare system, our short term plan could be ideal.

*Lines are open Monday to Friday, 8am-5pm(UK time).

Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.