Personal

International health insurance: designed for life

Wherever life takes you, we'll be there

Everyone needs a little certainty sometimes

We can find you an international health insurance plan for wherever life takes you. We’ve got you covered. 

  • Moving abroad for the first time? We can help you find your way round the local healthcare system.
  • A seasoned business traveller? We can help you get the right care no matter which time zone you happen to be in.
  • Looking to boost the healthcare you can access locally? Whether you’re an expat or have lived there your whole life, you can get access to international specialists and expert care when you need it.
  • Unsure about the cost of healthcare abroad? International health insurance takes the guesswork out of healthcare costs with a predictable monthly bill.

International health plan details

  • Hospital charges taken care of – including surgery.
  • Ambulance transport to get you to where you need to be.
  • Dedicated case management support if you’re diagnosed with cancer.
  • Cancer treatment, including chemotherapy, radiotherapy and a wide range of drugs – including experimental drugs.
  • Get a second opinion from leading experts if you’re unsure - and a medical case manager to oversee your treatment.
  • Emergency evacuation and repatriation to get you to treatment and home again.
  • Online servicing:  add or track your claims or send us secure messages.

Four simple steps to get the right cover for you

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Choose your area

Include the USA or exclude it. It’s that simple.

  • Area 1 – Worldwide
  • Area 2 – Worldwide, excluding the USA

You’re covered everywhere in your area, whether you’re at home, on holiday or on a work trip.

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Choose the cover level that suits you

  • Standard – for superb value
  • Foundation – cover for essentials
  • Comprehensive – including out-patient treatment –  the most popular cover level
  • Prestige – for more reassurance, including travel insurance
  • Prestige Plus – for ultimate cover
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Tailor your cover even further to match your needs

Upgrades help you customise your cover even more. Depending on the cover level you choose, you can add out-patient treatment, international travel insurance or dental care.

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Manage your costs by adding an excess

We offer plenty of excess options if you want to lower your monthly cost – from €125 to €2,550. 

If you choose our Standard cover level without an out-patient upgrade, you have two higher options (€6,375 and €12,750) to bring costs down even further.

Get a quote today

Give us a call on +44 (0)1892 596418*.

  Foundation Standard Comprehensive Prestige Prestige Plus
Hospital charges and surgery
Second opinion service
Emergency cover, evacuation and repatriation
Wide range of cancer treatment
Ambulance transport
CT, PET and MRI scans
Dental care (not checkups)
Out-patient treatment, tests and vaccinations Optional Optional
Out-patient drugs and dressings Optional
Chronic conditions
Eye tests and prescription glasses
Routine pregnancy cover
Annual health checks
Travel insurance Optional Optional
Routine dental checkups Optional Optional
Overall annual plan limit £100,000/
€125,000/
$160,000
£1,000,000/
€1,275,000/
$1,600,000
£1,500,000/
€1,900,000/
$2,400,000
£2,000,000/
€2,550,000/
$3,200,000
£5,000,000/
€6,375,000/
$8,000,000

More about our cover levels

Get a quote today

Give us a call on +44 (0)1892 596418*.

Short term cover

Need cover for 3 to 11 months?

If you’re living or working internationally for less than a year, take a look at our short term International Health Plan. It gives you all the benefits of our Standard cover level, but for a shorter time. So whether you’re only away for a few months, still weighing up your options or you want cover while you apply for your local state healthcare system, our short term plan could be ideal.


International Health Plan

Online doctor consultation and prescription service

Need to talk to a doctor but don’t speak the local language? Or just struggling to find time for that appointment in your busy schedule? When you live or work abroad, accessing healthcare isn’t always easy.  But with our new online doctor service, now available as part of our international health plans, you can speak to an experienced, internationally qualified doctor - at a time and place that suits you.

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Thinking of moving insurer?

Like what you see? If you already have international health insurance and would like to move to AXA, our dedicated switch team can transfer your cover quickly, smoothly and without fuss.

Get in touch today by calling us on 
+44 (0)1892 596418*.

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Leaving a company scheme?

If you’re moving on and leaving your company healthcare scheme, we can continue your international health insurance as a personal customer without a break. That often means you can continue to have cover for existing medical conditions that were covered on your company scheme, which a new insurer might exclude.

Talk to us about your options by calling us on +44 (0)1892 707984*.

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Looking for cover for your business?

We make it easy for you to get international health insurance to suit your company’s needs – just tell us how many people you need to cover and we’ll work with you can create you a respected package that can help you support and retain your best talent, wherever they go for your business.

*Lines are open Monday to Friday, 8am-6pm(GMT time).

Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.