Flexible international healthcare insurance for small businesses

You have a choice of four limits. The limit you select is the maximum amount we’ll pay for treatment covered under the Outpatient Module, per person, per year. 

• £3,500 / €4,375 / $5,600* or; 
• £7,500 / €9,375 / $12,000* or;
• £10,000 / €12,500 / $16,000** or;
• Paid in full** 

The Outpatient Module covers your employees for outpatient consultations with medical practitioners, diagnostic tests, outpatient psychiatric treatment, physiotherapy, and Chinese medicine. With this module, your employees will also benefit from our healthcare payment card.

For companies based in Hong Kong who are taking out a plan insured by AXA General Insurance Hong Kong Limited. 

You can also choose to add a 20% co-pay to this module. This means we would pay 80% of costs up to the maximum limit you've selected and your employees would pay the remaining 20%.

Offering you a cost-saving solution while still providing care for your workforce.

^{* Only available to groups who have selected the £2,000,000 / €2,500,000 / $3,200,000 Core Module limit} 

^{** Only available if the £5,000,000 / €6,250,000 / $8,000,000 Core Module limit has been selected}

Requires the Outpatient Module to be selected 

You have a choice of five limits. The limit you select is the maximum amount we’ll pay for treatment covered under the Drugs and Dressings Module, per person, per year. 

• £500 / €625 / $800 or; 
• £750 / €937 / $1,200 or; 
• £1,000 / €1,250 / $1,600 or; 
• £1,250 / €1,562 / $2,000 or;
• Paid in full*

The Drugs and Dressings Module covers outpatient drugs and dressings which have been prescribed by a medical practitioner or nurse. 

*Only available if the £10,000 / €12,500 / $16,000 or paid in full Outpatient Module limits are selected.

Requires the Outpatient Module to be selected 

You have a choice between three limits. The limit you select is the maximum amount we’ll pay for treatment covered under the Health Check Module, per person, per year. 

• £500 / €625 / $800 or;
• £750 / €937 / $1,200 or;
• £1,000 / €1,250 / $1,600*

The Health Check Module covers your employees for health checks and routine screening. Examples of what may be included in a health check include resting blood pressure, cholesterol tests, hearing tests and certain cancer screening tests.

^{* Only available if the £5,000,000 / €6,250,000 / $8,000,000 Core Module limit has been selected}

Requires the Outpatient Module to be selected

You have a choice of four limits. The limit you select is the maximum amount we’ll pay for treatment covered under the Pregnancy and Childbirth Module, per person, per year. 

• £5,000 / €6,375 / $10,000 or;
• £10,000 / €12,500 / $16,000 or;
• £15,000 / €18,750 / $24,000 or;
• Paid in full 

The Pregnancy and Childbirth Module covers your employees for antenatal consultations, postnatal consultations, screening and monitoring during pregnancy and routine childbirth.

The Pregnancy and Childbirth Module limits you can select depend on the Core and Outpatient Module limits you've chosen. For information about the available limits and requirements, please refer to the table below.

Covering fewer than 10 employees

Covering more than 10 employees

^{A 10-month waiting period (moratorium) applies to the Pregnancy and Childbirth Module, which means your employee must be continuously covered by the plan for this period before they can make a claim.} 

Requires the £15,000 / €18,750 / $24,000 or paid in full Pregnancy and Childbirth Module limit.

The limit for this module is £15,000 / €18,750 / $24,000. This is not an annual limit. It applies for as long as your employees, or their dependents, remain a member of a plan arranged by AXA Global Healthcare Group.

Our Assisted Fertility Module provides cover which aims to prevent future miscarriage and covers routine cycles of proven fertility treatment.

^{This module can only be selected if you’re covering a minimum of ten employees and have chosen the £5,000,000 / €6,250,000 / $8,000,000 Core Module limit.}

^{A 24-month waiting period (moratorium) applies to the Assisted Fertility Module, which means your employee must be continuously covered by the plan for this period before they can make a claim.}

Requires the Outpatient Module to be selected 

You have a choice of six limits. The limit you select is the maximum amount we’ll pay for treatment covered under the Upgraded Dental Care Module, per person, per year: 

• 80% up to £1,000 / €1,250 / $1,600 or;
• 80% up to £2,000 / €2,500 / $3,200 or;
• 80% up to £3,500 / €4,375 / $5,600*
• Paid in full up to £1,000 / €1,250 / $1,600 or;
• Paid in full up to £2,000 / €2,500 / $3,200 or;
• Paid in full up to £3,500 / €4,375 / $5,600*

The Upgraded Dental Care Module covers your employees for routine dental treatment and extended cover for non-routine dental treatment.

^{*Only available if the £5,000,000 / €6,250,000 / $8,000,000 Core Module limit has been selected}

Requires the Outpatient Module to be selected 

You have a choice of two limits. The limit you select is the maximum amount we'll pay for treatment covered under the Optical Module, per person, per year:

• 80% up to £300 / €375 / $480 or;
• Paid in full up to £300 / €375 / $480

Our Optical Module covers prescription glasses and contact lenses, as well as one eye test per year.

For companies based in Hong Kong who are taking out a plan insured by AXA General Insurance Hong Kong Limited. 

The Semi-private Room Module provides your employees with cover for treatment received in a semi-private room rather than a fully private room.

Choosing this module will mean you save money on your premiums.