Pregnant mother with her son

Our Pregnancy and Maternity Benefit

Starting or growing a family is an exciting but nerve-wracking time for many. If you’re thinking of having a new baby, you’ll have a lot on your mind, especially if you’re travelling, studying or moving abroad. You’ll want to know all your options, in terms of your general healthcare, and the care you’ll need during and after pregnancy – when it matters most.

With our international health insurance, whether it’s covering yourself and your baby, your family, or your employees - we’re here to help. Read on to find out more about the pregnancy and maternity benefit available.

With international pregnancy cover, you can:

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Speak to a team of midwives over the phone, 7 days a week, if you have any questions or worries about your pregnancy (available 8am to 8pm Monday to Friday, until 4pm on Saturday and until 12pm on Sunday, UK time).

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Receive the support you need, before and after giving birth, with cover for antenatal and postnatal consultations.

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Have peace of mind, knowing that we can cover medical conditions that arise during pregnancy and birth; so whatever happens along the way, we’ll be there for you and your baby.

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Avoid unexpected large bills whilst you’re pregnant – so you can focus on preparing for when your baby arrives. 

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Add your baby to your policy from birth – so you’ll know you’ll both have access to the care you need, whenever you need it. 

To find out more about being pregnant and giving birth in different countries around the world, click here

Our international pregnancy benefit waiting period

An 18-month waiting period (Moratorium) applies to the pregnancy benefit, which means you’ll need to be covered by us continuously for this length of time before you can claim for it.

If you’d like this benefit included in your business health insurance, the waiting period is 10 months before your employees can claim for pregnancy.

Which plans cover pregnancy and maternity?

Our Prestige and Prestige Plus plans offer cover for pregnancy. For small businesses, it’s also available as an upgrade on Comprehensive plans.

For more information on what’s included and what’s not, see the table below.

What’s included

  • Care from a midwife or general practitioner, throughout your pregnancy
  • The birth of your baby
  • Ultrasound scans and testing to check for any conditions such as Down’s syndrome
  • New-born baby checks while still in hospital
  • Postnatal check-ups for you, up to six weeks after the birth of your baby
  • Home help after the birth of your baby
  • 3D and 4D scans
  • Genetic testing of parents (such as testing of the parents for the cystic fibrosis gene)
  • Parenting classes or other classes relating to pregnancy and childbirth
  • Yoga and Pilates
  • Help from a birthing coach

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Looking for international health insurance with maternity cover?

We’ll be by your side to support you during and after your pregnancy, wherever you go. No matter what happens along the way, we can help you take care of what’s important. 

Get a quote for AXA’s international health insurance, and select Prestige or Prestige Plus to make sure pregnancy cover is included.

Want international health insurance for your business?

We make it easy for you to get international health insurance that covers pregnancy, for your business. Just tell us how many people you need to cover, and we’ll help you take care of your employees.