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Personal

Health insurance designed for the Channel Islands and Isle of Man

To get a quote or find out more, give us a call on +44 (0) 1892 708 395*.

Helping you access healthcare on the islands and the mainland

Giving you more healthcare choices 

The Islands Health Plan puts you in charge of your healthcare choices. You’ll have fast access to private care locally, with the extra reassurance of knowing you can have treatment in a UK or European hospital if you ever need it. To find out more about how the Islands Health Plan works in the Channel Islands, read our pages on health insurance in Guernsey or Jersey

A plan that works for you

Three simple steps to get the cover that matches your needs:

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1. Choose the cover level that matches your needs

There are four levels to choose from.

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2. Boost your cover with an upgrade

You can add Dental and Optical cover (which are already included with our Ultimate cover level), or extend your choice of hospitals to include more London hospitals.

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3. Manage your premium by adding an excess

We offer five levels of excess to help you lower your costs.

Pick your plan

Take a look at the summary of benefits within our sales brochure for a full description and to find a plan that suits you.

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Speak to a doctor from anywhere in the world

With the Virtual Doctor service, access medical advice from fully qualified and experienced doctors, wherever you are in the world. Book a call while you're on your commute or as you cook dinner. Whatever convenient looks like for you. Skip the hold ups and get a consultation quickly.1

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Extra support when you need it the most

A cancer diagnosis can be frightening. To support members during this stressful time, we have a dedicated cancer care team available by phone, for members receiving cancer treatment in the UK.

With years of experience in cancer support, our team can:

  • reduce the burden of claiming, so you can focus on your wellbeing
  • contact specialists and hospitals to ensure your authorisation is in place
  • simply be there to listen to you or your family members if you just need to talk.

And they'll continue to support you throughout recovery and beyond.

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Want someone to take another look?

Feel confident and clear about your healthcare options with an independent and impartial review of your diagnosis or treatment plan. The Second Medical Opinion service matches your case with a specialist who truly understands your condition. From complex diagnosis to reassurance that you're on the right path; you'll have the best expertise by your side.2

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Here for you when you need us

You’re never just a number to us. We’re completely focused on getting you access to the best possible care. 

We're here to help you 24/7. You can reach our experienced team quickly and easily. Our customer care experts are available around the clock to offer support, reassurance and guidance.

If it's easier to stay up to date online, you can use your secure online account, available day and night, where you can check whether we've paid your claim and view all your plan information.

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Speak to us for a quote

Our team can give you more information about our plans and explain what is and isn’t covered.

Give us a call on +44 (0)1892 708 395*.

1The Virtual Doctor service is provided by Teladoc Health and is part of the Virtual Care from AXA offering. Telephone appointments can be booked 24/7, 365. Callbacks are typically within 24 hours. Operating hours vary according to region. For availability in your local market and further information on the Virtual Doctor service, please click here.

2The Second Medical Opinion service is provided by Teladoc Health and is part of the Virtual Care from AXA offering. For further information about the Second Medical Opinion service, please click here.

*Lines are open Monday to Friday, 8am-5pm (GMT).

Calls may be recorded and/or monitored for quality assurance, training and as a record of the conversation.