Personal

Healthcare in France - how it works

Helping you access care when you need it

Get covered straight away

The French healthcare system is good, but it can be complicated. Whether you’re studying, working or retiring in France, make sure you’re covered straightaway. You can set up an international health insurance plan with us when you arrive – or even before you get to France in the first place.

If you do decide you want to register for the state healthcare system in France you’ll need to check whether you qualify, and if you do, it’s worth keeping in mind that it can take a while1, especially as you’ll need to meet residency and employment criteria. An international health plan can cover you in the meantime.

What an international health insurance plan gives you

With our International Health Plan, you'll know that you can access expert medical care, when you need it, so you can focus on building your life in France. And if you ever need us, we’ll be available day or night to answer your call.

Our plan means you'll have health insurance in place even if you decide not to register with the state system. So you'll still have cover for hospital treatment, brain and body scans and emergency dental care as well as the option to add on cover for visits to the doctor or the specialist, maternity cover or an annual health check.

If you do decide to register with the state system in France, our plan covers you while you’re waiting and then gives you valuable additional cover – with extra benefits such as support in your own language, evacuation and repatriation, and an independent second medical opinion if you need one.

If you’re checking what you need to have in place to meet France’s legal requirements or still weighing up your options and don’t want to pay for cover for a full year just yet, our Short Term plan will cover you for anywhere between 3 to 11 months. Giving you the time to settle in, and decide the best route to take.

Health insurance that covers you where you need it

If you want health insurance in France as well as cover when you’re in other countries, international health insurance can move with you. You don’t need to let us know if you’re travelling for business or holiday. Just let us know if you move house. This means you have consistent cover wherever you are. So you know exactly what you’re covered for and who to call, and use the same online portal with all your claims records.

Wherever you are, we’ve got you covered in an emergency

Whether you’re in France or working abroad, you’ll be covered in an emergency – we cover evacuation as standard on all our plans. If you can’t get the help you need close by, we’ll arrange for you to be evacuated to the nearest medical facility – and get you back again when you’re ready. 

The kind of emergencies we see most often are car accidents and serious health complications. These can be very expensive – for example, we managed an evacuation from Nice to Paris that cost €12,900. Our plan covered all the costs, so our member wasn’t left with an unexpected bill – and our AXA team managed everything for them.

Get a quote today by giving us a call on +44 (0)1892 596418*.

Get a quote today

Give us a call on +44 (0)1892 596418*.

Short term cover

Need cover for 3 to 11 months?

If you’re living or working internationally for less than a year, take a look at our short term International Health Plan. It gives you all the benefits of our Standard cover level, but for a shorter time. So whether you’re only away for a few months, still weighing up your options or you want cover while you apply for your local state healthcare system, our short term plan could be ideal.


International Health Plan

Online doctor consultation and prescription service

Need to talk to a doctor but don’t speak the local language? Or just struggling to find time for that appointment in your busy schedule? When you live or work abroad, accessing healthcare isn’t always easy.  But with our new online doctor service, now available as part of our international health plans, you can speak to an experienced, internationally qualified doctor - at a time and place that suits you.

*Lines are open Monday to Friday, 8am-6pm(GMT time).

Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.