Terms and Conditions

Offer for New Individual customers who purchase an International Health Insurance Policy: 10% discount on purchases between 3 March and 13 March 2026 and a 5% discount on your first policy renewal.  

This Offer EXCLUDES: Customers whose Principal Country of Residence (PCOR) is in the European Union (EU). 

  • The 10% discount offer applies to certain New Individual customers who purchase an International Health Insurance Policy (defined below), between 3rd March 2026 and 13th March 2026 (“Offer”). This Offer applies in accordance with the terms and conditions set out below (“Terms and Conditions”). 
  • This Offer is only available for New Individual customers purchasing one of the following international health insurance policies: a Global Health Plan or Islands Health Plan administered by AXA Global Healthcare (UK) Limited (underwritten by AXA XL Insurance Company UK Limited or AXA PPP Healthcare Limited) (“International Health Insurance Policy”).
  • A “New” customer means someone who has never held an International Health Insurance Policy with AXA Global Healthcare (UK) Limited or AXA XL Insurance Company UK Limited. An “Individual” customer means a customer who is purchasing an International Health Insurance Policy for themselves (and/or family members), excluding policies for SMEs and large corporates. This Offer is not available to, and EXCLUDES, customers whose Principal Country of Residence (PCOR) is in the European Union (EU).
  • To take advantage of the offer, you must obtain a quote online [here] or directly by phone from an AXA Global Healthcare agent at +44 (0)1892 596 418. If you go through an intermediary, the process may differ - please consult your intermediary for more details.

  • This Offer is available for New Individual customers purchasing an International Health Insurance Policy directly with AXA Global Healthcare (UK) Limited or through an intermediary with existing terms of business agreement with AXA Global Healthcare (UK) Limited. 

  • This Offer is NOT available to existing individual AXA customers looking to switch from an existing International Health Insurance Policy sold by AXA Global Healthcare (UK) Limited or AXA XL Insurance Company UK Limited or customers renewing their International Health Insurance Policy with AXA Global Healthcare (UK) Limited or AXA XL Insurance Company UK Limited. 

  • This Offer consists of a 10% discount that will be applied equally across your premium(s), regardless of whether you opt for monthly, quarterly, or annual payment frequencies.

  • The Offer is only valid for your first year of policy coverage (one year from the date your policy commences).

  • If you choose to renew your International Health Insurance Policy purchased as part of this Offer, you will receive a 5% discount on the renewal price (policy prices may increase each year at the time of renewal). For the avoidance of doubt, from the commencement of your third year of cover and onwards, you will not be eligible for any further offers, and you will be charged at the standard premium rates. 

  • Standard renewal terms and conditions will apply. The Terms and Conditions of this Offer do not modify or vary the terms and conditions of any International Health Insurance Policy which may be renewed. 

  • Standard policy wording terms and conditions will apply. The Terms and Conditions of this Offer do not modify or vary the terms and conditions of any International Health Insurance Policy which may be purchased.  

  • This Offer cannot be used in conjunction with any other discount or offers. You may be eligible for our Refer a Friend programme if you meet all the eligibility requirements.  

  • This Offer may be withdrawn, cancelled, amended or extended in part or in its entirety at any time by AXA Global Healthcare (UK) Limited at its discretion and without notice. 

  • By accepting our Offer, you agree that you have read and accept these Terms and Conditions. 

AXA Global Healthcare (UK) Limited. Registered in England (No. 03039521). Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom. AXA Global Healthcare (UK) Limited is authorised and regulated by the Financial Conduct Authority in the UK. 

 AXA XL Insurance Company UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference No. 423308) in the UK. Registered Office: 20 Gracechurch Street, London, EC3V 0BG. Registered in England (No. 5328622). 

 March 2026