Business

Business health insurance for global teams

A perfect fit for 1 to 49 employees

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Choose the cover to fit

It’s easy to set up your plan with different levels of cover for different employees, or for different countries.

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Here to support you

Your own account manager will be on hand to help you set up and run your plan as well as answer any questions you may have.

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Let us do the research

Wherever your employees are based, we can use our global knowledge and local expertise to build a plan that best meets local health regulations.

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A doctor in your pocket

Give your employees unlimited phone and video consultations with an internationally trained doctor who speaks their language – at a time and place that suits them. No more time wasted in a doctor’s waiting room.

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More than a perk

International health insurance is a reassurance that employees value and look for in an employer. So good cover can help you keep your best talent, and give them the confidence and support they want to take their career global.

Simple to choose, simple to set up

With international health insurance, you can cover your employees worldwide. Simply choose whether you’d like to include the USA or not, then select one of our four cover levels. It’s that easy. 

Each level adds more cover – for example for routine care and check-ups. And you can boost your cover with options including travel insurance and extended out-patient treatment, maternity or routine dental care*. And you’re covered around the world for emergency care, no matter which area or cover level you choose.

To customise your cover further, you can choose different of levels for different employees or groups of staff.

*You can choose to add travel insurance, plus one other upgrade.

A benefit they’ll value

The ease and flexibility of quality international health insurance cover is something many employees look for from a caring employer. It’s a useful tool in developing your best talent– giving them the valuable reassurance that you’ll support them as they progress their career with you.  

 

We’ll make it easy for you

Your time is precious and limited – so we’ll give you your own account manager to help out. They can put together the best plan for your employees, add or remove members, and answer all your questions. 

We can pay many providers directly, meaning less paperwork for you and your team too.

All of which means more time for everything else on your to-do list.

 

We go further to look after your people

Our service goes far beyond just insurance. Your people will also have:

Unlimited access to our virtual doctor service

Your employees can speak to an experienced doctor by video consultation or by phone, from anywhere in the world - day or night. Included in plans with out-patient cover.

A second medical opinion for extra reassurance

If any of your employees are unsure about their diagnosis, they’ll have access to a team of independent medical experts over the phone. They can also have a doctor who’ll manage their case and speak to health providers in their language and help them get the best out of the local healthcare system.

Access to important information when they need it

Access to up-to-the-minute information about the country they’re based in, including emergency numbers, the vaccinations they need, disease outbreaks and security updates. They can also find local AXA Select medical providers quickly and easily using the provider search tool. 

Health information helpline

If your employees start to feel symptoms while they’re on assignment, they can quickly and easily put their mind at rest by speaking directly to a nurse or counsellor 24/7, or a pharmacist or midwife at set hours. 

Choosing the right cover for your business

Your plan, built for your business

Our business health insurance plans give your employees fast access to medical care whenever they need it, wherever they happen to be.

Here are some highlights of the cover you’ll find on all our plans. 

For a full description, have a look at our summary of benefits.

What's included across all levels of cover:

  • Hospital charges as an in-patient or as a day‐patient.
  • Surgery.
  • Second opinion service – valuable reassurance if they’re just not sure.
  • Emergency evacuation and repatriation – to get your people to the care they need and home again.
  • Emergency in‐patient and day‐patient cover everywhere – even if you’ve chosen cover that doesn’t include the USA.
  • A wide range of cancer treatment, including experimental drugs.
  • Ambulance transport – because this can cost more than you think.
  • Parental accommodation – if your employee’s child needs treatment, parents can stay nearby.
  • Dental care, such as fillings and accidental damage to teeth (routine check-ups not included).
  • Medical conditions that start during pregnancy.

 

  Standard Comprehensive Prestige Prestige Plus
Hospital charges and surgery
Second opinion service
Emergency cover, evacuation and repatriation
Wide range of cancer treatment
Ambulance transport
CT, PET and MRI scans
Dental care (not checkups)
Out-patient treatment, tests and vaccinations Optional
Extended option available
Out-patient drugs and dressings
Extended option available
Chronic conditions
Eye tests and prescription glasses
Routine pregnancy cover Optional
Annual health checks
Travel insurance Optional Optional
Routine dental checkups Optional Optional
Virtual Doctor service Optional
Overall annual plan limit £1,000,000/
€1,275,000/
$1,600,000
£1,500,000/
€1,900,000/
$2,400,000
£2,000,000/
€2,550,000/
$3,200,000
£5,000,000/
€6,375,000/
$8,000,000

What's not included:

As with most health insurance, there are some exclusions and limits, no matter which cover level you choose for your employees: 

  • Depending on the underwriting you choose, our plans may only cover the treatment of medical conditions that start after your employees join. That means for fully medically underwritten plans, their plan will not cover pre‐existing conditions. 
  • The plans only cover charges for treatment that are reasonable and customary in the country where your employees have the treatment. 

The plans also don’t cover:

  • Planned treatment outside your employees area of cover or against medical advice. 
  • Treatment for injuries as a result of sports that your employees receive money for taking part in. 
  • Costs for arranging treatment, such as phone calls and travel.
  • Treatment designed to prevent illness rather than treat it.

This list is not exhaustive; the full list of what's not included is detailed in the handbook.

 

Expertly designed to support your business

With AXA’s global resources and local knowledge to draw on, we’ll help you find a solution that meets local healthcare regulations in the countries you’re interested in. With years of experience in this area, we can use our expertise to meet the needs of your business.

For employees based in the Gulf (except for Iran and Iraq), we can arrange a specifically designed plan to give them access to the care they need in whichever location works best for them.

Request a quote

We’ll be happy to give you any more information you need if you call us on +44 (0)1892 596422.
Lines are open Monday to Friday, 8am-5pm (UK time).

Calls may be recorded and/or monitored for quality assurance, training and as a record of the conversation.

Looking for something else?

If this information hasn’t answered your questions, can we help you in a different way? 

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Thinking about moving from another insurer?

If you like the sound of what AXA has to offer, we can move your plan to us smoothly, no matter how complex your team. Let us call you and we’ll get everything moving.

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Need cover for a bigger team?

We offer tailored plans for companies with 50-149 employees too. 

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Want to know more about international health insurance?

Browse through our guidance on how health insurance works in different countries