We can help you create a flexible global health insurance plan, tailored to fit your employees’ needs – and your budget – perfectly.
International health insurance is a vital reassurance that people want when they’re thinking about taking on a new challenge abroad. Invest in a high-quality plan, and it can pay you back by helping you develop and retain your company’s best talent.
Our experienced global experts are here to support you and your team. They’ll help you to set up and to manage your plan, and be on hand to support your employees 24/7 if they need any care.
We draw on our global knowledge and local expertise to find you a solution that meets the local healthcare rules. We stay on top of the healthcare regulation changes too, ensuring that your plan continues to meet your needs.
When you’re looking after lots of employees on international assignment, you need more than a one-size-fits-all solution. Our international health insurance plans are designed to be flexible but simple, with four levels of cover and plenty of extra options to customise your cover and help keep costs under control.
Our business health insurance plan is tailored to your team – giving your employees the care and support they need, while helping you control costs for your business.
Here are some highlights of how your plan works.
For a full description, have a look at the summary of benefits within our brochure.
We help make quality cover more affordable by including a range of cost control options as standard.
For example, your plan will include:
Your dedicated account manager will set up your plan, answer your questions and explain all your options – so you can be sure you’re choosing the best cover levels for your people.
They can also keep you updated on how your team is using the plan. You'll receive annual performance information reports, plus a dashboard that shows you what your employees are claiming for at a glance.
With full online access to your plan, you’ll be able to update details, add and remove members, adjust cover, or take a closer look at your plan whenever you wish, using our smart online portal.
A high quality international health insurance plan doesn’t just help to keep your people healthy. It’s a vital tool to help your employees feel confident about progressing their career abroad – a valuable reassurance, and another reason to stay with you long-term.
With trusted AXA Select1 healthcare providers in almost 150 countries, your team will be able to access expert care quickly and without fuss, no matter where they happen to be.
1. The AXA Select medical provider network as at 01/01/2020 covers almost 150 countries and includes more than 1.4 million facilities where we can settle bills directly.
Same team, same support, same global expertise – wherever they’re calling from. Our expert multilingual team are there 24/7 to help your employees access care quickly or get the best from their membership.
Or if they’d prefer to manage their plan online, log in to their secure online account to keep their details up to date, submit and track their claims and check their policy information any time.
We know that keeping up with all the relevant regulations can be a headache – especially when the rules change so frequently. With years of experience and local expertise, we're here to help you find a plan which provides the cover you need in the countries you are interested in so you can find the best solution for your business.
For employees based in places such as Saudi Arabia, Oman, Qatar, Bahrain, Kuwait, UAE, Australia, Switzerland, or the Netherlands, we can arrange a specifically designed plan that gives your employees the local and global benefits they need.
The plans also don’t cover:
This list is not exhaustive; the full list of what’s not included is detailed in the handbook.
With our tailored plan, you can choose extra options to help control your costs.
We have several different ways to cover existing conditions. You can choose different options (underwriting styles) for different employee groups.
If your claims are less than 75% of your premium (minus tax and commission) in your first year, we’ll keep your rates the same for your first renewal. We include this guarantee on all new plans.
You can add different excess options to your employees’ plans to help control costs.
You can increase or decrease treatment allowances for specific groups of employees – allowing you to boost cover for employees who need extra, while keeping an eye on costs. And on our Comprehensive, Prestige and Prestige Plus levels of cover, you can also choose to add on our Virtual Doctor service, giving your employees unlimited access to telephone or video consultations with a doctor.
You can also choose to add-on our Mind Health service, which connects your employees with a fully qualified psychologist who will provide them the support they need from wherever they are in the world. Whether that’s one phone call or a course of up to six talking therapy sessions.
With our profit share option, we’ll pay you back if your team’s claims add up to less than 75% of your premium (minus tax and commission) over the first two years. We’ll pay back 50% of the difference between your total claims and 75% of your premium. We offer profit share on all our new plans.
We offer stop loss cover on all new plans. This reduces the impact of high claims on your renewal premium. We’ll continue to cover your employees no matter how much they claim up to the benefit limits, but when we calculate your renewal premium, we’ll ignore any part of their claim over £35,000 / €44,500 / $56,000. We’ll simply absorb the extra costs ourselves.
Ask your employee benefits consultant, or contact us directly on +44 (0)1892 596 422. Our team will be happy to talk about next steps. Lines are open Monday to Friday, 8am-5pm GMT (UK time).
Calls may be recorded and/or monitored for quality assurance, training and as a record of the conversation.
If this information hasn’t answered your questions, can we help you in a different way?
If you like the sound of what AXA has to offer, we can move your plan to us smoothly, no matter how complex your setup. Let us call you and we'll get everything moving.
Take a look at our research on the trends and challenges of developing global talent as an international business.